It's all about the relationship first. Many newbie business owners give a proposal to anyone that they think seems interested in their services. That is an easy way to waste your time. Before you submit a proposal, you should have already developed a strong relationship with the buyer and showed the value that you are going to deliver. Your proposal should be a reiteration of that value and relationship and should only be submitted when you know that you are going to make the sale.
You can use templates to help you get healthier. There are a couple of designs for a diet and exercise diaries and grocery lists. You can even create a household budget or a household chore list. Figuring out how long it will take you to pay of your home loan can be done using a Microsoft Word template. Seems like there might be template for every aspect of life.