It's all about the relationship first. Many newbie business owners give a proposal to anyone that they think seems interested in their services. That is an easy way to waste your time. Before you submit a proposal, you should have already developed a strong relationship with the buyer and showed the value that you are going to deliver. Your proposal should be a reiteration of that value and relationship and should only be submitted when you know that you are going to make the sale.
Simple tasks such as making a sign for your yard sale or a family newsletter can really be fun to create with a template. You will even find that you will be helped with printing. When you discover how much you can create when you use a Word template you might even wonder how you got along without using them before.